We have a whole new way of REWARDING you!

  • Now! Earn points on every purchase
  • Receive $5 SMart Cash for every 500 points
  • And so much more!

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How to Earn


Earn rewards faster with a Stein Mart credit card!

Open an account today & get 10% off* your first purchase! Plus, receive a $10 Stein Mart SMart Cash Reward with your new credit card in the mail. (Equivalent to 1,000 points!)

Apply Now

Still unsure how to get started?

Head over to the SMart Rewards FAQs page to get answers to all of your questions. If you don't see your question, we're available via phone or email!

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