Save 10% on your first online purchase*


Enjoy the perks of being a Stein Mart cardholder**

Stein Mart Style Store Card
Stein Mart Elite Credit Card
Stein Mart Style Platinum Master Card
Stein Mart Style Credit Card

Earn Reward Certificates and use them just like cash in Stein Mart stores!

Receive a $10 Welcome Reward Certificate* just for opening a credit card. Certificate will be included with your new credit card by mail.

Earn 1 reward point for every $1 spent in-store and online at Stein Mart


Earn 2 reward points for every $1 spent in-store and online at Stein Mart


Earn 1 reward point for every $1 spent everywhere else Mastercard® is accepted


Exclusive Extra Savings Events

Advance notice of sale events with an email address on file

A special birthday gift

Spend $500 per year and get upgraded to ELITE status


Free every day shipping at


Exclusive ELITE sales days



Q: How do I receive my Stein Mart Reward Certificate?

A: Each time you earn a certificate, we’ll include it in your monthly billing statement that you receive in the mail. Or, if you’re enrolled in online account management, your certificate will be mailed to you. Simply bring it with you on your next in-store Stein Mart shopping spree and use it like cash. You can even combine it with coupons! Note that even though your certificate is included on your online statement you must use the certificate that is mailed to you via the USPS.

Q: Can my Reward Certificate be used towards all merchandise?

A: Yes, Reward Certificates can be redeemed in store toward any merchandise and used just like cash at Stein Mart when using your Stein Mart credit card. Also, Reward Certificates can be used in addition to any other offers or discounts in store when making a transaction.

Q: Can my Reward Certificate be used on-line?

A: No, Reward Certificates can only be used in store at this time.

Q: What if I have lost my Reward Certificates?

A: You can receive a replacement certificate by calling Stein Mart credit card customer service at 1-855-269-2139 for the Stein Mart Credit Card and 1-866-864-2149 for the Stein Mart Platinum Mastercard.

Q: How long are my Reward Certificates valid?

A: Reward Certificates are valid for 3 months. The certificate expiration date is clearly marked on the front of all certificates.

Q: How do I get additional cards for family members?

A: You can add a family member as an authorized user by calling the toll-free number on the back of your card. There’s no charge for additional cards and you earn reward points for purchases made by an authorized user that’s been added to your account.2Your authorized users will also receive the same exclusive benefits you do!

Q: How do I pay my bill online?

A: Visit You can pay your bill, review your recent transactions, and view your statement and balance. For help by phone, call customer service at 1-855-269-2139 for the Stein Mart Credit Card and 1-866-864-2149 for the Stein Mart Platinum Mastercard.

Q: How do I turn off paper statements?

A: Log in to Click on “Go Paperless”. You’ll start receiving monthly e-mail notifications when your statement is ready to be viewed online. Your Reward Certificates will be mailed to you in your monthly statements.

Q: How do I keep my Elite Status?

A: As long as you continue to spend at least $500 at Stein Mart within a calendar year, your Elite Status is secure.

Q: Will my authorized users also be given Elite Status?

A: Yes. Your authorized users2 have also been upgraded. They will receive the same exclusive benefits that you do.

Q: Do I earn double points on my purchases outside of Stein Mart with my Stein Mart Elite Platinum Mastercard?

A: No. However, all Stein Mart Elite cardholders will continue to earn 1 point per $1 spent everywhere else Mastercard® is accepted**.

*Subject to credit approval. 10% off account opening offer valid on first online purchase with your new credit card account. Excludes Stein Mart gift cards. Cash Advances, Balance Transfers, Interest Charges and Fees do not qualify for this offer or Reward Points. Account must remain open, in good standing and not become delinquent at the time the Reward Certificate is issued. Please allow for up to three weeks after account opening for your new card and the Reward Certificate to be sent. See Rewards Terms for details.
**Purchases subject to credit approval.
Rewards: See Reward Terms in application for details.
Advance Sale Notice, Birthday & Hassle-Free Returns: Email address is required for Benefits of the Preferred Customer program.
Elite Shipping: In order to receive free shipping, cardholder must create a Sign-In account on and sign up for online account management at, using the same email address for both accounts. Valid for shipments within U.S. only, including AK and HI.
2Primary cardholder will be liable for all purchases made on the account, including those made by an authorized user.